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By far the best Mentor I've ever worked with. They truly understood my goals and completely nailed it! I would highly recommend Down To Earth Mentor, you simply just won't find any better!

Greg Smith, Summit Inc.

It was really fun getting to know Chai Harjo during the project. Chai Harjo is helpful in answering my questions and made me feel completely at ease. The results ended up being twice as amazing as I could have ever envisioned! Don't wait any longer to sign up to Down To Earth Mentor, you're only hurting yourself by postponing!

Jeff Gevel, Pro Max

I'm wondering why I never contacted Down To Earth Mentor sooner! Seriously, Chai Harjo has commendable talent in respective fields and knocked my expectation out of the ballpark. Thanks for an amazing experience!

Mark Dicer, Flo Star

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Future Real Estate Investor Events

Upcoming Real Estate Gatherings.

Coming Soon

Past Real Estate Investor Events

Amazing Past Real Estate Gatherings.

Indonesian Real Estate Investor Gathering

Sunday, April 29th 2018 9:30 am – 4:00 pm

Innisfil—Ontario

 

Download PDF

Tips and Tricks in Real Estate Investing?
How do I refinance effectively?
Why Joint Venture in Real Estate?
Should Women invest in Real Estate?
Why do I need the best paralegal?
It is harder to get LTV 80%…what to do?
How do I renovate effectively?
Where to invest?
Mindset, Methods, Metrics!
Why is it harder to cashflow now?a

Knowing is not enough, we must apply. Willing is not enough, we must do.

Bruce Lee

09:30 AM – 10:00 AM: Registration

10:00 AM – 10:10 AM: Introduction

10:10 AM – 10:55 AM: Tips and Tricks in Real Estate Investing (Chai Harjo—Real Estate Investor/Mentor)

10:55 AM – 11:05 AM: Quick Update on Mortgage (Alexandra Stinson—Mortgage Advisor)

11:05 AM – 11:55 AM: Investing in Orillia (Jules Mckenzie—Real Estate Investor)

11:55 AM – 12:40 PM: Joint Venture Project (Andrew Serwaczak—Joint Venture Investor)

12:40 PM – 12:45 PM: Group photo

12:45 PM – 01:30 PM: Lunch and Networking

01:30 PM – 02:15 PM: Women in Real Estate Investing (Cora Cristobal—Real Estate Investor)

02:15 PM – 03:00 PM: Legal Services representing only Residential Landlords (Nicko Hambali—Rental Suite Contractor)

03:00 PM – 03:30 PM: Panel Discussion with local investors; come ask questions!

03:30 PM – 04:00 PM: Networking

Speakers’ Profile

Chai Harjo is the Founder of Down To Earth Mentoring. With 10 years of experience in real estate mentoring, investing and training, Chai works with clients in order to provide an honest and unbiased approach to what it really means to become involved in the industry. Focused on helping others realize financial freedom, his area of expertise is single family, residential properties throughout Toronto and the surrounding regions. Chai is currently turning his successful real estate investing into a book “Down-to-Earth CANADIAN Real Estate Investing—My TEN-HOUSE Strategy and Real-Life Journey” from which he hopes other aspiring investors will gain valuable insight into the world of real estate—especially in terms of how it could enhance their future. The bottom line for Chai, is that real estate is his passion. While his full-time career may be as an IT professional, he has always been drawn to this field and has managed to make his passion work for him.

Jules Mckenzie has been investing in residential real estate in the Orillia and Barrie areas for over 16 years. His strategy has been buying and holding. He’s currently holding 22 investment properties. His portfolio is a mix of single family condominium town homes and small multifamily buildings. He raised the money to buy is properties from Joint Venture investors. Jules manages his own properties with his beautiful wife Ange. Jules is also a Police Officer with the Rama Police Service. He has policing experience of 28 years. Today Jules will share is knowledge and experience from investing in the Orillia.

Cora Cristobal is the founder of Toronto Women’s Club, a private elite club formed on a mission to empower women to success. A CPA by profession, she ventured into the real estate industry and became hugely successful as real estate investor/realtor, an international best-selling author, mentor and speaker. As an up-coming author, she has published award-winning “Journey to a New You: 12 Habits to a Happy and Successful Life”, “The Authorities: Real Estate Investing Isn’t Just a Man’s Game” and international best-selling “The Secrets to Real Estate Wealth”. She is also co-authoring a book with Brian Tracy on wealth creation, Robert Allen on nothing down in real estate, and with Sunil Tulsiani on The Science of Getting Rich. As a speaker, she has shared stages with Jack Canfield at the Live Event “How To Become A Millionaire” in Toronto last March 2017, with Brian Tracy in Winnipeg in November 2017 “and with Robert Allen in Toronto on Feb 2018. Her next big speaking gigs are scheduled in May 2018 with Brian Tracy in Toronto and with Robert Allen in Sept 2018 in Dallas, Texas.

Alexandra Stinson is a born banker, counting money and lending some to her brother as kids, no wonder she pursued her career in finance. Graduating with honors from Financial Planning degree. She was hired while still in school by BMO Bank of Montreal. Moving up in the bank, she always leaned more towards lending. And by age of 24 was an Assistant Manager to a team of 25 agents in lending call center. After 10 years at BMO in various roles, she decided to pursue her career specifically in Secured Lending. For the last 5 years Alex has been a very successful Mortgage Agent at CIBC, being very involved with innovations of Mortgage channel at CIBC and training new advisors. She absolutely loves her career and you can see that in her interactions and life outlook.

Nicko Hambali graduated from Architecture School, have passion in Real Estate and have a good eye for design. In the past 8 years have been focusing in Rental Suite Turn Over Reno and Interior Cosmetic Upgrade for Real Estate sale. He will talk, share and show some of the current trend in Rental Suite Upgrade. Focus in Kitchen Bath Flooring and Paint (KBFP), Henry J. Serwaczak was born in Germany in US military hospital. He has military and civilian engineering education. In Canada own a few businesses and worked in financial corporation. With his two sons started real estate investment company in 1992. He has built international network of real estate investors and still doing real estate investment and property management in Canada and US.

Down-to-Earth CANADIAN Real Estate Investing My Ten-House Strategy and Real-Life Journey (Author: Chai Harjo—to be published in 2018)

 

The Down-to-Earth CANADIAN Real Estate Investing My Ten-House Strategy and Real-Life Journey book is more than simply a “how-to” or a compendium of concepts regarding real estate investment. I wanted this book to explore the rental property business from a fresh new perspective—a personal one. Often people write books with the intent of telling someone the way in which a process works, but process alone does not represent the foundation of a meaningful text. It must be about personal experiences, insider insights and a journey in which the author can actually elucidate his/her own triumphs and mistakes.

Washroom Surprises!!!

Testing is everything; repeat this to yourself, chant it in your sleep. Whatever you do, do not forget to test everything! Particularly when it comes to washrooms, the main area of a house in which plumbing and thus water become critical factors. You want to double check any work done even though the contractor announces he/she is done. Testing and even re-testing could, in the long run, save you hundreds, if not thousands. On a couple of occasions, especially in my earlier years of investing, I failed to heed this ever so important advice. It was one of my rental properties. I had had the second floor washroom renovated, to include adding a new shower, installing new tile, as well as a new vanity with stone top. It looked beautiful; I knew the family who rented the home would love it. I asked the contractor if he’d tested everything. He reported that all was functioning perfectly and to his satisfaction. Tip: it is fine to listen to what your contractor has to say, but you also want to physically check on the situation yourself.

I decided to spend a couple of nights at this particular property with my wife and kids. This proved a very fortunate choice for me. My kid used the toilet in the afternoon—no issues, all was working fine, or so it seemed. Then as night came, and more people throughout the course of the day used the washroom, the toilet started leaking. In fact, beyond leaking, the floor was flooded with water pouring out of the bottom of the unit. I of course shut the water valve off and then called the contractor immediately. He was unavailable as it was evening, but promised to come check on the situation over the weekend. I was stuck and so really had no other choice. In the meantime, I asked the property manager not to let anyone use that washroom. The property was being shown to several families, and I certainly did not want a disaster on my hands. When the contractor was able to investigate the situation, it was found that a faulty wax ring was the culprit. The ring was brand new, however unfortunately it proved to be a bad one. The contractor promptly replaced this and, learning my lesson, I performed an extensive test on this new ring. We must have flushed that toilet 10 times. No more leaks. Thankfully, the problem was solved without great expense. It could have been far worse.

Second incident, a very similar scenario involving a second floor toilet. Apparently, I do not have the best luck with toilets when it comes to my rentals. Again, my family and I were spending a couple of nights in one of the properties. This is not a bad habit to get into. I have discovered a number of issues with houses this way; through actually being there and remaining on site for a steady period of time, you see a lot more than if you just walk through and observe casually. Yet again, my kid used the bathroom. In the evening, after several flushes, we noticed the water remained high in the bowl. It was definitely not draining as it should have been. We therefore refrained from using that upstairs toilet. By morning, the water had leveled off to a normal amount, but this process should not take all night long. We tested again in the morning, and it happened once more. We called our contractor and they came on the weekend. Faced with more showings, we had to have the property manager prevent anyone from using that washroom. Once the contractor did have a chance to inspect, he discovered that a large wad of cotton balls was blocking the drain. Of course it would never drain properly. He snaked the toilet and again, I ran a very thorough test of my own. After 10 or so flushes, all looked to be in working order. I was very lucky that I found those problems in both instances prior to any tenants moving in. I don’t want to imagine what would happen if in the middle of the night the tenant’s toilet started overflowing, or water began pouring out onto the floor. Certainly not a pretty scenario. The lesson here: always test every facet of your washroom after renovations or after a tenant moves out to ensure things are working as they need to be.

Tips: Flush your toilet bowl 10 times in a row for optimal testing. It’s not a bad idea to take your family to shower in the washroom to ensure that the water drains properly. Also, open your faucet for at least 1 minute to see if the water drains as it should.

Real Estate Investor Gathering

Sunday, January 21st 2018 9:30 am – 4:00 pm

Innisfil—Ontario.

 

Download PDF

Successful people do not fear failure
How do I refinance effectively?
Why Joint Venture in Real Estate?
Cost vs Opportunity
Why do I need the best paralegal?
It is harder to get LTV 80%…what to do?
Dream vs Plan vs Action
Do I need Rental Property Insurance?
Where to find other real estate investors?

Knowing is not enough, we must apply. Willing is not enough, we must do.

Bruce Lee

AGENDA

09:30 AM – 10:00 AM: Registration

10:00 AM – 10:10 AM: Introduction

10:10 AM – 10:55 AM: How to get multiple properties (Lender A vs B vs C) (Chai Harjo—Real Estate Investor/Mentor)

10:55 AM – 11:40 AM: Joint Venture (Gary Hibbert—Joint Venture Practitioner)

11:40 AM – 12:25 PM: Why is Landlord Insurance Important (Li Yang—Property Insurance Agent)

12:25 PM – 12:30 PM: Group photo

12:30 PM – 01:15 PM: Lunch and Networking

01:15 PM – 02:00 PM: Alternative and Creative Financing (Robert Lovatsis—Mortgage Agent)
02:00 PM – 02:45 PM: Legal Services representing only Residential Landlords (Howard Tavroges—Paralegal)

02:45 PM – 03:30 PM: Panel Discussion with local investors; come ask questions!

03:30 PM – 04:00 PM: Networking

Knowledge is NOT Power. Knowledge is only POTENTIAL Power. Action IS Power. — Tony Robbins —

Speakers’ Profile

Chai Harjo is the Founder of Down To Earth Mentoring. With 10 years of experience in real estate mentoring, investing and training, Chai works with clients in order to provide an honest and unbiased approach to what it really means to become involved in the industry. Focused on helping others realize financial freedom, his area of expertise is single family, residential properties throughout Toronto and the surrounding regions. Chai is currently turning his successful “10 House Strategy” into a book from which he hopes other aspiring investors will gain valuable insight into the world of real estate—especially in terms of how it could enhance their future. The bottom line for Chai, is that real estate is his passion. While his full-time career may be as an IT professional, he has always been drawn to this field and has managed to make his passion work for him.

Gary Hibbert started in real estate investing in 2008, with his partner Darlene. Over the last few years his portfolio has expanded to include; single family homes, legalization of 2 units, rent to owns and pre-construction. In 4 years, he was able to leave his full time job and focus on being a full time investor. One of the main reasons he was able to leave the corporate world, was the ability to understand, implement and attract Joint Venture partners. The properties Garry and Darlene purchased were in up and coming areas using real estate investing fundamentals. During his time with you he will be discussing:

• What is the 4M Model?

• What does a Joint Venture (JV) agreement do?

• Who qualifies for the mortgages?

• How do we calculate and split profits?

• What happens if a JV Partner passes away?

• What are the best areas to invest in?

• What are the real estate investing fundamentals?

Li Yang is an Insurance Agent. He has been serving in insurance industry since 1992. He focuses on remarkable customer experience. He joined State Farm Insur- ance in 2005 and has served over 10,000 households in Greater Toronto Area. He has established two offices, Scarborough and North York. He speaks English, Cantonese, Mandarin and Shanghainese. He is a proud highest level supporter of Unit- ed Way, Toronto Police Traffic Safety and Toronto Drama Troupe. His accomplishments are State Farm Chairman’s Circle qualifier, Legion of Honour qualifier. And Member of State Farm Lifetime President’s Club.

Robert Lovatsis is a Mortgage professional with Dominion Lending, Bedrock Financial Group located in Toronto. Robert specializes in alternative mortgage lending and understands the complex dynamics of both the Real Estate and Mortgage markets. As a landlord and mortgage investor, Robert has defined a lending solution for every situation and has accomplished various lending challenges for his extensive clientele of Real Estate investors. Forming MOREX | Mortgage Ex- change, Robert is well connected with a range of private lenders to meet the demands of all of his clients. Robert has been in banking since 2010 and has worked with TD Bank and other renowned private firms. He studied Economics and Finance at Ryerson University and holds his real estate designation.

Howard Tavroges is a licensed member of The Law Society of Upper Canada. In 2006, he started at the Community Legal Clinic Simcoe, Haliburton, Kawartha Lakes. He was Tenant Duty Counsel at The Landlord and Tenant Board between 2008-2013. This gave him the unique opportunity to deal with Thousands of ten- ants and so many different landlord and tenant situations. He has been in Private Practice since 2013 and only represent Landlords. That’s all he does. Nothing else. Having been on the other side, he is in a very advantageous and unique position in being able to assist landlords with any problems they might be experiencing with their tenants. His philosophy is to provide all of his clients with superior, high quality and cost effective legal representation. He has an exemplary reputation for diligence, preparedness and a comprehensive knowledge of The Residential Tenancies Act.

The Ten House Strategy—The Down To Earth Advice for First Time Real Estate Investors (Author: Chai Harjo — to be published in 2018)

 

The Ten House Strategy—The Down To Earth Advice for First Time Real Estate Investors book is more than simply a “how-to” or a compendium of concepts regarding real estate investment. I wanted this book to explore the rental property business from a fresh new perspective—a personal one. Often people write books with the in- tent of telling someone the way in which a process works, but process alone does not represent the foundation of a meaningful text. It must be about personal experiences, insider insights and a journey in which the author can actually elucidate his/ her own triumphs and mistakes.

Intro: Real Estate Investing – An Insider’s Real-Life Journey An investment in knowledge pays the best interest. – Benjamin Franklin

 

This is not about selling you on the concept of becoming a real estate investor, nor is this book meant to encourage you to buy any services, invest in any company or subscribe to any webinar. I simply want to share my journey through the oft times wild, definitely challenging, and potentially lucrative world of real estate investment. It’s simple: This is what I have learned, what I have experienced and consequently, what I have intuited when it comes to purchasing and renting out property.

People hear the term “rental property” and tend to automatically conjure images of nightmarish tenants, contractors looking to rip you off, and excessive costs mounting up that ultimately balloon out of control. And sure, these things can, and probably will, happen from time to time in your own real estate investment adventure. Some stumbles are inevitable, the bad can rear its ugly head depending on the circumstances. But, in the end, it’s about seeing past these small bumps to the larger, more exhilarating mountain on that horizon. As long as you have that one key element that every successful real estate investor needs: perseverance. Yes my friends, it’s all about the drive, the never-giving-up attitude, and that determination that every risk taker must have in order to overcome apprehension and move toward success. In my early investing years, I certainly encountered my share of downtimes, heartbreaks, catastrophes and outright disasters, and yet I kept going. I had the kernel of a dream, that kernel, which after I added a little heat, some butter and acquired the right pan-popping technique turned into some amazingly yummy popcorn!

So, let’s begin with the most fundamental question: Why do it? Why invest in real estate in the first place? Motivation is incredibly essential as far as whether or not your endeavor is going to be a successful and hopefully profitable one, or one that eventually withers away in an uneventful, self-implosive display.

1950s radio personality Earl Nightingale is quoted as having said: “Success is the progressive realization of a worthy goal or ideal.” And I believe with my whole heart that Nightingale was right here. A worthy goal, an important objective, an ideal that deserves your hard work and grit—this is what needs to underpin your real estate journey, and this is what will constitute your eventual success. Let’s take a look at some of the reason why you might consider in- vesting in real estate, and then I will explain to you mine…

A New Home: The quintessential dream, that beautiful 4 bed, 3 bath house complete with deck, landscaping and sizable garage to accommodate all those SUVs. Home- ownership is the goal of many. Especially with the incredibly popular emergence of HGTV, everyone not only wants to own their own house but they want to redesign it, decorate it in modern fashion, and add their uniquely personal touch. Investing in real estate and acquiring properties can help you move toward your goal of purchasing a new home someday.

College Education: Certainly not cheap, college tuition costs have skyrocketed in even just the past ten to fifteen years. And yet, college degrees are becoming more the norm than ever before. That said, you look at your three, four, or five year old and think to yourself, how in the world am I going to afford to put these kids through school? Enter the real estate investment option. Start slow, grow bigger. Begin with one or two homes and then expand from there. Before you know it, you will be on the road to setting aside tuition, room and board.

General Security: There is certainly nothing wrong with wanting to put away that proverbial nest egg so that if an emergency should come up, if some unforeseen rather large expenditure does arise, you’ve got it covered. With monthly rental income coming in, you can live off of your “regular” income while putting the investment proceeds away in case that rainy day does happen unexpectedly.

And then my primary reason for venturing into the world of real estate investing: Retirement. Here’s a brief recap of my life to date…Hailing from Indonesia, I have had the fortunate experience of being able to visit and consequently live in a number of countries. I received a Bachelor of Science majoring in Computer Science from The Australian National University and Master of Management in Finance from the University of Indonesia. In 2004, I migrated to Canada, where I live in Toronto with my family. Real estate was thus not my number one job, but it was my number one passion. So I explored that passion, I pro-actively sought out ways to get involved with real estate and real estate investing. And I came upon the conclusion that by beginning this journey, I could ultimately save enough for a comfortable and happy retirement.

Did you know that currently more than half of Canadians have less than $10,000 in their savings? That’s all! That number is frightening to say the least. I did not want to be among those who were panic-stricken about how they were possibly going to face a future with a mere 5-10k in the bank. Obviously, this is not a feasible number for living once you get into those golden years. Real estate investing was thus going to be the key that I needed to build up our retirement savings and consequently sleep better at night knowing that the future would be okay.

I encourage you to think about your motivation for real estate investing? What financial goals are propelling you forward? Yearly tuition? That brand new 2-story house? Or a happy and healthy retirement? There is no wrong answer here…there’s only process that comes along with figuring out your ultimate objectives. Once you do determine exactly why you want to put money away, then you need to look at the realities of the rental business such as: how much do you think you need to make a month? How much “cash flexibility” do you have (which I will go into more in-depth in a later chapter)? What price can you afford to pay for a house? And even something as seemingly simple as, how far do you wish to drive to the property in question? How much time and energy do you want to spend on this endeavor? Can you have laser focused attention when it comes to achieving your goal? My hope is that my own experiences and insights will inspire you to tackle this at times crazy but still ever so satisfying world. Learn from me, contemplate what I say and follow my example, except of course, when you shouldn’t. This is my journey into the realm of real estate investing…enjoy!

Indonesian Real Estate Investor Gathering

October 1st 2017 Passed Event

Innisfil—Ontario.

 

Download PDF

Where to invest now?
Banks will not lend me money!
Cash Flow vs Appreciation
Will the market crash?
My basement is flooded!
How to protect my asset?
How do I grow my portfolio?
Seminar Junkies
Do I need Home Inspection?
Tenant from Hell!!!
Get Rich Quick, Really?

Knowing is not enough, we must apply. Willing is not enough, we must do.

Bruce Lee

AGENDA

09:30 AM – 10:00 AM: Registration

10:00 AM – 10:10 AM: Introduction

10:10 AM – 10:55 AM: Why vs Fear Real Estate Investing (Chai Harjo—Real Estate Investor/Mentor)
10:55 AM – 11:40 AM: How do you measure your metric? (Cherry Chan—Accountant)
11:40 AM – 12:25 PM: Update on Market (Olga Coulter—Senior Account Manager)
12:25 PM – 01:10 PM: How to Choose your Real Estate Lawyer (Marc Duco—Real Estate Lawyer)
01:10 PM – 01:15 PM: Group photo
01:15 PM – 02:00 PM: Lunch and Networking
02:00 PM – 02:45 PM: Latest News from Banks (Alexandra Stinson—Mortgage Advisor)
02:45 PM – 03:30 PM: How do you protect your Assets? (Thomas Chen—Life Insurance Agent)
03:30 PM – 03:40 PM: Prizes (Gift cards, Movie tickets, etc.)
03:40 PM – 04:00 PM: Networking

Knowledge is NOT Power. Knowledge is only POTENTIAL Power. Action IS Power. — Tony Robbins —

Speakers’ Profile

Chai Harjo is the Founder of Down To Earth Mentoring. With 10 years of experience in real estate mentoring, investing and training, Chai works with clients in order to provide an honest and unbiased approach to what it really means to become involved in the industry. Focused on helping others realize financial freedom, his area of expertise is single family, residential properties throughout Toronto and the surrounding regions. Chai is currently turning his successful “10 House Strategy” into a book from which he hopes other aspiring investors will gain valuable insight into the world of real estate—especially in terms of how it could enhance their future. The bottom line for Chai, is that real estate is his passion. While his full-time career may be as an IT professional, he has always been drawn to this field and has managed to make his passion work for him.

Cherry Chan accounting career began in 2003, working as a co-op student for a small accounting firm. After two years, she moved into a medium sized firm, which would eventually merge into Deloitte. During her time there she learned various tax planning strategies, compilation, review and audit engagement for small to medium sized companies. In 2006 she wrote the Chartered Accountancy exam and became the only student in the history of the firm to make honour roll. . She worked with many investors; discovering that most people rarely understand what options they have in terms of tax reporting and filing. There are so many tax questions out there, yet so few of them are properly answered. It was through the discovery of this problem that she became inspired to challenge herself to provide the solution people needed. Now today, she has dedicated my accounting practice and this blog so that all real estate investors, property managers, contractors, builders and real estate agents may finally receive straight forward answers to all those confusing tax questions.

Olga Coulter is a Client Relationship and Business Development professional with over 15 years of experience in the financial industry where she has had the privilege of working with many financial professionals across Canada. Her past roles at National Bank of Canada, Laurentian Bank, B2B Bank, Mortgage Edge as well as her current role of Senior Account Manager at CMHC have made Olga passionate about relationship management, effective communication, team management and coaching.

Marc Duco Duco & Duco LLP is a law firm committed to the needs of its clients. With offices in Innisfil and Vaughan our firm is able to accommodate its clients in the Greater Barrie and Greater Toronto areas. The lawyers, Patrick Duco and Marc Duco have developed an extraordinary reputation by efficiently and effectively representing its clients and they are committed to providing practical solutions to client issues in many areas of law, with a focus on Real Estate law, Business law and Wills and Estates law. Quality, friendly and experienced service is what you can expect when you choose the law offices of Duco & Duco LLP.

Alexandra Stinson is a born banker, counting money and lending some to her brother as kids, no wonder she pursued her career in finance. Graduating with honors from Financial Planning degree. She was hired while still in school by BMO Bank of Montreal. Moving up in the bank, she always leaned more towards lending. And by age of 24 was an Assistant Manager to a team of 25 agents in lending call center. After 10 years at BMO in various roles, she decided to pursue her career specifically in Secured Lending. For the last 5 years Alex has been a very successful Mortgage Agent at CIBC, being very involved with innovations of Mortgage channel at CIBC and training new advisors. She absolutely loves her career and you can see that in her interactions and life outlook.

Henry J. Servaczak was born in Germany in US military hospital. He has military and civilian engineering education. In Canada own a few businesses and worked in financial corporation. With his two sons started real estate investment company in 1992. He has built international network of real estate investors and still doing real estate investment and property management in Canada and US.

Thomas Chen along with his wife, Lisa Ong, have been in Insurance and Financial business since they were still in Indonesia. Their belief in the importance of proper planning and protection grew stronger after experiencing a death claim of one of Thomas’ best friends who passed away at a very young age. Sharing their knowledge to friends and families are their passionate. Listening to the client needs and giving them the best available options are their focuses.

Indonesian Real Estate Investor Gathering

June 4th 2017 Passed Event

Innisfil—Ontario.

 

Download PDF

Where to invest now?
Banks will not lend me money!
Cash Flow vs Appreciation
Will the market crash?
My basement is flooded!
How to protect my asset?
How do I grow my portfolio?
Seminar Junkies
Do I need Home Inspection?
Tenant from Hell!!!
Get Rich Quick, Really?

Knowing is not enough, we must apply. Willing is not enough, we must do.

Bruce Lee

AGENDA

09:30 AM – 10:00 AM: Registration
10:00 AM – 10:40 AM: Real Estate Investing (Chai Harjo—Real Estate Investor)
10:40 AM – 11:20 AM: Update on latest Mortgage policy (Alexandra Stinson—Mortgage Advisor)
11:20 AM – 12:00 PM: Where to Invest in Simcoe County (Kristin Cripps—Real Estate Broker)
12:00 PM – 12:40 PM: Old Buildings Expert (Harry Stinson—Hands-On Builder)
12:40 PM – 12:45 PM: Group photo
12:45 PM – 01:30 PM: Lunch and Networking
01:30 PM – 02:10 PM: Why Home Inspection (Robert Kin—Home Inspector)
02:10 PM – 02:50 PM: Managing rental property (Henry and Andrew Serwaczak—Property Manager)
02:50 PM – 03:00 PM: Prizes (Gift cards, Movie tickets, etc.)
03:00 PM – 03:30 PM: Networking

Knowledge is NOT Power. Knowledge is only POTENTIAL Power. Action IS Power. — Tony Robbins —

Speakers’ Profile

Chai Harjo is the Founder of DownToEarthMentor. He is a real estate investor, mentor, speaker and trainer. His passion in IT and Real Estate is unshakable. His mission to provide complete, accurate and unbiased real estate education and strategies. As an experienced investor, he likes to share his knowledge to help you avoid common mistakes, and make you a successful investor in Real Estate. He has influenced many of real estate professionals to create inner and outer wealth by helping them grow a prosperous business that they love.

Alexandra Stinson is a born banker, counting money and lending some to her brother as kids, no wonder she pursued her career in finance. Graduating with honors from Financial Planning degree. She was hired while still in school by BMO Bank of Montreal. Moving up in the bank, she always leaned more towards lending. And by age of 24 was an Assistant Manager to a team of 25 agents in lending call center. After 10 years at BMO in various roles, she decided to pursue her career specifically in Secured Lending. For the last 5 years Alex has been a very successful Mortgage Agent at CIBC, being very involved with innovations of Mortgage channel at CIBC and training new advisors. She absolutely loves her career and you can see that in her interactions and life outlook.

Kristin Cripps started the CRIPPS Homes Team after much success as originally a sales representative and then eventually a broker. Starting out as a Registered Massage Therapist and Spa owner in Barrie she never expected to get into the real estate as a profession but enjoyed decorating and often found herself buying homes, renovating the kitchens, bathrooms and so on and then selling the property’s. The CRIPPS Homes Team received the Presidents Club Member Award and Chairman’s Club Member Award in 2012, 2013, 2014, 2015 and 2016. With over 108,000 realtors across Canada Kristin’s team has remained in the top 1% for the past 5 years. This does not mean top 1% for Your Choice Realty but ALL Canadian brokerages, all cities, all towns, all provinces and territories. Way to go team! We love what we do. We are happy to have the CRIPPS Homes Team here in Barrie where they achieve such high success but remain humble and our friends, neighbors and family.

Henry J. Servaczak was born in Germany in US military hospital. He has military and civilian engineering education. In Canada own a few businesses and worked in financial corporation. With his two sons started real estate investment company in 1992. He has built international network of real estate investors and still doing real estate investment and property management in Canada and US.

Robert Kin is the Founder of Superior Home Inspectors. His unique brand focuses on education, technology and customer service. Having the ability to communicate difficult concepts in a simplified manner is a valuable skill he has developed over time. Robert graduated from University of Toronto with a Labour Relations and Economics degree. His career experiences focused on analytics, project management and process improvements with special attention to detail. He would later graduate from both the Carson Dunlop Home Inspection Program and Environmental Solutions Association Program. Since then he has conducted thousands of Home and Mold Inspections helping educate many home buyers and sellers with one of their biggest investments; their home.

Harry Stinson Since opening his first restaurant at the age of 17, Harry Stinson has a track record of innovation in the hospitality business, entertainment and real estate. Having grown up in the film business, he has also owned theatres and music clubs, as well as producing concerts and hosting a television show. Stinson’s famous Candy Factory Lofts is widely considered the project that triggered the extraordinary growth of condominiums and lofts in downtown Toronto. 1 King West was the first, and still the largest and most successful condo hotel in Toronto, with occupancies consistently in excess of 80% and distributions of several thousand monthly to unit owners. After moving to Hamilton in 2008, he repeated the process with the award-winning Stinson School Lofts, Gibson School Lofts and now Beasley Park Lofts & Hotel, which will include a concert hall and craft distillery. South of the border (in Buffalo), Stinson is converting a landmark (former 4-star Hilton) convention hotel into investment condos ($99,900 each), and negotiating to acquire a historic art deco train station. In a world that has become ‘corporate, cost-conscious and cookie-cutter’, Stinson’s projects and businesses are consistently unique and high quality. Hear his fascinating story and future plans, presented in person by a speaker who is anything but boring.

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